Have Questions? We've Got Answers!
Check out our FAQs for quick answers. Need additional help? Chat with us or schedule a demo to learn more about how our solution fits your lending needs.
What is Crediroll?
Centralize every loan application, approval, employer, borrower, and repayment workflow from a single platform designed specifically for payroll lenders.
How does payroll lending work with Crediroll?
Employees apply through a guided, branded application. HR validates employment and identity, your team reviews and approves, funds are disbursed, and repayments are collected automatically through payroll deductions with full reconciliation.
Who is Crediroll built for?
Crediroll is built for financiers, banks, and lending businesses that offer or want to offer payroll-backed loans to employees through employer partnerships.
How do lenders and employees work together on Crediroll?
Each employer gets a dedicated HR workspace to review requests, validate employee data, and approve applications — collaborating with your lending team without leaving the platform.
How does Crediroll help reduce operational and repayment risk?
Repayments deducted directly from payroll lower collection risk, while employer-assisted verification, automated identity checks, and compliance screening reduce fraud and manual errors.
Can lenders track balances, installments and pending payments?
Yes. Monitor employer balances, scheduled debt, upcoming payroll installments, and pending operational actions in real time from one centralized workspace.
Can lenders configure payroll deductions and repayment rules?
Yes. Configure employers, branches, repayment schedules, payroll dates, and custom lending rules per employer, and generate payroll files in one click.
How does Crediroll handle identity verification and compliance?
Crediroll combines employer validation with automated identity matching (documents and video selfie) plus local and international compliance screening from one platform.
Can lenders manage multiple clients and branches?
Yes. Centralize every employer, branch, payroll schedule, and lending program in one secure workspace and scale without adding operational complexity.
How are payments and payroll deductions tracked?
Upcoming installments, pending amounts, and employer balances update in real time, with alerts for pending actions and accounting-ready exports.
Can lenders set their own lending rules?
Yes. Define loan rates, closing rules, minimum balances, maximum disbursement amounts, and approval workflows per employer or branch.
Why is payroll lending gaining momentum?
It is safer for the financier, more convenient for workers with better rates than informal lenders, and works as an employer benefit that builds loyalty.
Can lenders export loan and payment data?
Yes. Export applications, payments, and reports for accounting and analysis, keeping your financial records always up to date.
How does payroll lending benefit lenders?
Lower collection risk, predictable repayments, stronger portfolio performance, and faster lending decisions — with less manual operational work.
Can lenders offer Crediroll under their own brand?
Yes. The white label experience lets you customize logos, colors, backgrounds, emails, and authentication screens so borrowers only ever see your brand.